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FITCNB · Member FDIC

Banking Services for Every Need

From everyday checking to wealth management, Federal Investment Trust provides secure, innovative solutions tailored to your financial journey.

Personal Banking

Designed for Your Lifestyle

Smart accounts, competitive rates, and tools to help you manage money effortlessly.

Checking Accounts

Free digital checking with no monthly fees, mobile check deposit, and a contactless debit card.

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High-Yield Savings

Earn 4.25% APY* with no minimum balance. Automatic saving tools included.

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Rewards Credit Cards

Cashback, travel points, and 0% intro APR. Choose the card that fits your spending.

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Mortgages & Refinance

Competitive fixed rates, first-time homebuyer programs, and fast pre-approval.

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Auto Loans

Low rates for new and used vehicles. 100% online application, decision in minutes.

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Wealth Management

Personalized investment portfolios, retirement planning, and estate services.

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Business Solutions

Banking Built for Growth

From startups to established enterprises, we help businesses manage cash flow, payments, and expansion.

Business Checking & Savings

Low fees, high transaction limits, and interest-bearing options. Free online invoicing.

Merchant Services

Accept credit cards, mobile payments, and e-commerce integrations with competitive rates.

Business Lines of Credit

Flexible funding up to $250k. Pay interest only on what you use.

International Trade Services

Foreign exchange, wire transfers, and letters of credit for global commerce.

Digital Experience

Banking at Your Fingertips

Our award-winning mobile app and online platform give you 24/7 control over your finances. Secure, intuitive, and packed with features.

  • Mobile Check Deposit – Deposit checks in seconds
  • Real-Time Alerts – Monitor transactions & balances
  • Bill Pay & Transfers – Schedule payments instantly
  • Card Lock/Unlock – Enhanced security control
Mobile Banking
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Choose the Right Plan for You

Simple, transparent pricing with no hidden fees.

Essential

$0/month
  • Free online banking & bill pay
  • No minimum balance
  • 30,000+ fee-free ATMs
  • Overdraft protection
  • Priority support
MOST POPULAR

Advantage

$12/month
  • Everything in Essential
  • 1.00% cashback on debit
  • Overdraft protection
  • Free checks & money orders
  • 24/7 priority phone support

Premier

$25/month
  • Everything in Advantage
  • 2.00% cashback on debit
  • Free wire transfers
  • Dedicated relationship manager
  • Identity theft protection

*APY rates subject to change. See disclaimer for details.

Ready to take the next step?

Open an account online in under 10 minutes, or visit a branch to speak with a specialist.

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